Bailing-out banks in the USA with public funds is a clear case of the average schmuck having to pay for his (her) own chains. What a racket! Some people foolishly expect politicians to speak up, but top politicians are rewarded by high finance - it ain't gonna happen. The public must protect itself.
The citizenry wonders why they fund the banks, who then charge them usurious fees. Paying twice? No - more than that: pay also for police who protect the wealthy. Pay further for politicians who make financier scams legal...
Those paying the costs are the American working people, chained to the job, working 50 weeks a year & liking it (or they're thrown out of work).
There's a word for this: it starts with nothing, and ends with "sucker"